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Kyle Joyce joined Montgomery | Amatuzio in 2015 and became a partner in January 2022. Over the years, he has developed a diverse insurance coverage practice, helping insurers navigate complex coverage questions, evaluate risk, and resolve disputes across a wide range of insurance products. His experience spans general liability, employers liability, personal and commercial automobile, professional liability, directors and officers, errors and omissions, agricultural and farming, and property insurance.
Kyle regularly advises insurance carriers on coverage obligations, claims handling, and bad faith issues, bringing a practical, thoughtful approach to matters that often involve competing interests and difficult legal questions. His work has taken him across the country, including Colorado, Wyoming, Utah, North Dakota, South Dakota, Nebraska, Kansas, Missouri, Montana, Idaho, Nevada, New Mexico, and Texas. He has litigated coverage disputes in Colorado, Utah, Kansas, and Missouri and represented insurers in coverage appeals in Colorado and Kansas.
Beyond litigation and coverage counseling, Kyle assists insurers with drafting and refining policy language, including coverage forms and endorsements. He enjoys working closely with clients to develop clear, practical solutions that account for both their legal obligations and business objectives.
In addition to his coverage work, Kyle brings over a decade of experience litigating third-party liability and first-party bad faith claims. He has defended individuals in complex matters involving motor vehicle, trucking, and motorcycle accidents, as well as product liability disputes, dram shop claims, and premises liability cases. Kyle also has experience representing national companies in asbestos-related litigation and has successfully defended a major automatic door manufacturer in multiple product defect actions. He has handled both third-party and first-party cases valued at over $15 million, including high-exposure matters where claims exceeded available insurance coverage. Kyle regularly defends insurers against bad faith claims under C.R.S. §§ 10-3-1115 and 1116 and provides strategic advice on minimizing bad faith exposure.
Kyle takes a comprehensive approach to legal issues, focusing on cost-effective and timely solutions, and explores all viable strategies to meet his clients’ objectives. He believes the foundation of the client relationship is timely and effective communication with the client.
Outside of the office, Kyle enjoys spending time with his wife and two children, including hiking, mountain biking, rock climbing, snowboarding and whitewater rafting.
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Appellate
Bad Faith
Construction
Dram Shop
Insurance Coverage
Insurance Defense
Personal Injury
Premises Liability
Products Liability
Professional Liability
Rideshare and Gig
Trial Counsel
Trucking
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State of Colorado
United States Court of Appeals for the Tenth Circuit
United States District Court, District of Colorado
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South Texas College of Law, Houston, Texas, J.D., 2015
Dean’s Honor List; Varsity Mock Trial Team
University of Texas at Tyler, Tyler, Texas, B.B.A. in Finance, cum laude, 2007
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Colorado Bar Association
Colorado Defense Lawyers Association
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High Country Kombucha, Inc. v. Nautilus Ins. Co., 626 F. Supp. 3d 1200 (D. Colo. 2022)